Broker Check

(248) 672-9056 | 7 West Square Lake Rd.
Bloomfield Hills, MI 48302



I believe our teamwork approach adds a broader perspective to all that we do and provides increased benefits to clients. With the team and resources at our disposal we...

..can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management analysis

..can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s a good approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

As experienced professionals we have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation.


R. Bruce Kramer

LPL Financial Advisor

(248) 353-6570 x344

(877) 478-2806

Professional Experience LPL Financial - May 2010 – Present UBS Financial Services – July 1993 - May 2010 Merrill Lynch – July 1979 – July 1993 Education B.S. Business Administration, Lake Superior University, 1975 Licenses and...

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Craig J. Snyder

President, CEO, Principal and Branch Manager


Craig Snyder, President and CEO of the America Group, founded this organization in 1982 so that he could offer clients the highest quality of personalized financial advice. Today, the America Group Retirement Strategy Centers is a...

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Tod Phillips

Vice President, COO, Principal and Asst. Branch Manager


Tod’s 35 years of industry experience offers a remarkable amount of knowledge and expertise to advisors of the America Group. There are few people within the industry who can compare; he is a brilliant teacher, trainer, and facilitator...

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Sally Cholewka

Financial Case Planning Assistant


Sally provides analysis and assists in the case design of comprehensive plans and reporting tools. She holds a Series 7, and 66 securities registrations with LPL Financial and is proficient in LPL’s online tools including Wealth...

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Liz Derrick continues to be an integral part of the America Group. Over the last 10 years she has maintained a strong working knowledge of the organization and firm goals. Liz is a seasoned executive and marketing assistant with strong...

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Michelle Menovcik

Executive Asst. to Craig Snyder


Michelle supports Craig J. Snyder, President and CEO of America Group, as his client relationship manager for his personal practice. Michelle manages the CEO’s calendar, travel schedule and client business. She also assists with...

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